Secured Loan Company UK
If this is the first page of this site that you have landed on then we assume that you have been searching on the term "secured loan company UK" or something similar to that. By looking for secured loan company UK, you must be looking for a secured loan from a UK insurance company. So you would like a secured loan from a secured loan company in the UK. Our secured loans are for homeowners only, if you are not a homeowner, then a secured loan is not for you. However as an alternative to a secured loan, we can offer an unsecured loan: click here for information about an unsecured loan.
Our Secured Loans
Our secured loans are provided by Easy Loans who provide you with a secured loan which is quick and easy to get, just by filling in one simple online form. Here are some frequently asked questions about Easy Loans, the "secured loan company UK"
FAQ's about secured loans, mortgages and remortgages
Low cost secured loans, mortgages and remortgages
• How much can I borrow?
• Over what period of time can I spread
my loan repayments?
• What can I use the loan for?
• What happens if I'm ill and can't
work or I'm made redundant?
• Is my application confidential?
• Can I pay off lump sums and/or settle
the loan early?
• What happens if I want to move house?
• Can I borrow more in the future?
• What do I do now?
How much can I borrow?
There are several factors to take into consideration such as available
monthly income and property equity. The most important considerations
are that you can afford the monthly repayments and that you are a homeowner/mortgage
payer. We can arrange loans for any amount, from £3,000 to £1
million.
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Over what period of time can I spread
my loan repayments?
This is of course up to you, and depends on how much you can afford each
month. Our loans are usually available over 3 to 25 years. The repayment
guide should help you.
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What can I use the loan for?
Anything you want, there are no restrictions. Maybe you need to reduce
your monthly outgoings by paying off all your debts, leaving you with
one lower and more manageable monthly payment. Or perhaps you'd like to
buy a new car, boat or caravan. How about a luxury cruise or exotic holiday?
What about new windows, or a conservatory, maybe an extension? It really
is up to you, as long as it is legal.
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What happens if I'm ill and can't
work or I'm made redundant?
We offer, and recommend, optional accident, sickness and redundancy cover
to give you complete peace of mind. Life assurance is also available,
and some plans offer this free.
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Is my application confidential?
Yes, completely. All applications are treated in the strictest confidence.
We do not contact your employer or bank unless absolutely necessary, and
even then only with your prior written consent.
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Can I pay off lump sums and/or settle
the loan early?
Absolutely! And there are no time restrictions. Call us for the advice
on the most economical way of settling your loan, we'd be happy to help.
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What happens if I want to move house?
No problem! Simply pay the outstanding balance of your loan from the proceeds
of the sale. Alternatively, we may be able to transfer the loan to your
new property. Again, we're happy to provide you with free advice on the
most economical route to take.
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Can I borrow more in the future?
Yes! Do it the easy way! Simply apply
online, and we will immediately process your application. We already
have your details, so this is a straightforward process and we'll send
you a cheque assuming your application is successful.
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What do I do now?
Complete the online
application. Our state-of-the-art computer system allows us to process
your application in the fastest time possible, which means we can give
you a fast decision, in principle