Apply Online for an Egg Credit Card
- Great rate on balance transfers until 1 January 2005 Customers who open a new account from 1 May 2004 to 31 May 2004 will pay a monthly rate of 0% until 1 January 2005 on balance transfers made before 1 January 2005, (12.3% APR variable). Find out how much transferring your balances to Egg Card could save you, by clicking here.
- Great rate on purchases Customers who open a new account from 1 May 2004 to 31 May 2004 will pay a monthly rate of 0% until 1 November 2004 on all purchases made before 1 November 2004, (12.3% APR variable).reat value standard rate After our current introductory offers expire for purchases and balance transfers, you'll pay our standard rate at that time, currently 1.093% monthly, (13.9% APR variable).
If you want to know more about how we calculate interest click here h back Every time you shop with your Egg Card you'll get cash back on all purchases. Your cash back is credited to your account in September each year into the account from which you pay your direct debits to Egg (provided the total amount is £5 or more).
- Savings on Egg Insurance Egg's new insurance products already offer fantastic value for money, but that's not good enough for our Egg Card customers, who also get an amazing discount on household and travel insurance. So make sure you get a quote from Egg to see how much more you could save on your insurance, just for having an Egg Card.
- Convenient balance transfers Transfer balances online at any time. It's easier and faster than doing it by post. You can transfer from existing credit or store cards, loans or overdrafts. Or transfer balances that your additional cardholder has elsewhere as well.
- Simple online servicing Managing your account online or on Egg TV on Sky digital is so much easier, and puts you firmly in control 24 hours a day.
- You can also e-mail Egg securely over the Internet and we'll be happy to help.
- Interest-free grace period If you regularly pay your outstanding balance off in full each month, you'll benefit from an interest-free period of up to 45 days on all purchases. For cash advances and balance transfers you'll be charged interest from the day the transaction goes onto your account.
- Free cash advances If you hold another Egg account when you take out an Egg Card, you won't pay our cash advance handling fee.
- No annual fee Because you apply for and manage your Egg Card online, it costs Egg less to administer. We pass some of our savings back to you, and this is one of the ways we do this.
- Apply now! Egg's convenient online application process means you could get a decision in minutes.
- Why not apply online today for an Egg Credit Card
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Egg Credit Card Summary |
APRs and other rates |
Introductory rate |
Interest rate |
APR |
Purchases |
0% pa until
1 November 2004 |
13.9% pa |
12.3% APR |
Balance Transfers |
0% pa until
1 January 2005 |
13.9% pa |
12.3% APR |
Cash Advances |
N/A |
13.9% pa |
16.3% APR |
Monthly rates |
Introductory rate |
Interest rate |
APR |
Purchases |
0% until
1 November 2004 |
1.093% from 2 November 2004 |
N/A |
Balance Transfers |
0% until
1 January 2005 |
1.093% from 2 January 2005 |
N/A |
Cash Advances |
N/A |
1.093% |
N/A |
Interest free period |
Maximum 45 days for purchases if you pay your balance in full and on time. There is no interest free period on cash advances or balance transfers. |
Allocation of payments* |
If you do not pay off your balance in full, we will allocate your payments:
- to meet the minimum requirement against transferred balances at a promotional rate and other promotional balances (in the order they were put on the account)
- against all other balances (including balances transferred at the standard rate)
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Minimum repayment |
2% (minimum £5) of each balance transfer plus 2% (minimum £5) of total balance (excluding balance transfers). |
Fees |
No Annual Fee |
Charges |
Cash Advances subject to a handling charge of 1.25%, subject to a minimum of £2.
Foreign Exchange Commission - 2.65%.
Additional statement (in paper form) - £2. |
Default charges |
Late payment |
£20 |
Overlimit |
£20 |
Returned payment |
£20 |
Payments made other than by direct debit, card or transfer from an Egg Savings Account. |
£2 |
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