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Personal Loan, Cheap Car Finance, Credit Card, Mortgage and Remortgage

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Welcome to Personal Loans Direct, provider of personal loans, cheap car finance, credit cards, mortgages and remortgages. Our partners have a superb staff that are ready to help find you a personal loan, credit card, mortgage or remortgage that suites you.

The way this site works is that we have many partners who can provide a personal loan in the form of a secured loan or unsecured loan as well as mortgages and credit cards.

Compare Personal Loans with our 'Best Buy' table

Secure Loans

Secured loans are an ideal solution for homeowners who have recently been refused a personal loan or for home owners wanting to borrow a larger loan amount. Find a secured personal loan using our online loan calculator.

A secured loan is any loan that requires the borrower to provide the lender with some form of security. In the case of secured loans, the security will be the borrower's property, regardless of whether it is mortgaged or owned outright. Loans secured against property that is already mortgaged are known as second charges, whereas loans secured against a property owned outright with no existing mortgage in place are known as first charges.

Generally, secured loans are much easier to obtain than unsecured loans. This is because the lender has the added benefit of security, which provides protection in the event of a customer's inability to repay. This also means that persons who are self-employed, have recently changed jobs or who have adverse credit can take out a loan. They are also useful for larger amounts or where the applicant requires a longer repayment period.

Debt Consolidation Loans

If you've got existing credit and you're finding it hard to keep track of the repayments or you just want to reduce the amount you do pay each month then use our debt consolidation loans to see if you can benefit from one simple monthly repayment.

A personal loan is an ideal way to handle your cashflow if you need a large amount of money that you cannot provide with your credit card or otherwise. A personal loan is available as a secured loan (homeowner loan) or an unsecured loan (tenant loan). At the bottom of every page of this web site you will find links for a homeowner loan or tenant loan. If you wish to raise a serious amount of cash at the lowest rate possible you may want to consider a remortgage. If you consider yourself to have a poor credit rating, then we can arrange a bad credit mortgage or remortgage through our specialist lenders. A secured personal loan or unsecured loan can be used for these purposes:-

Our Loan Partners

Loans are provided by loans.co.uk, Bank of Scotland, Barclaycard, Blemain Finance, Cahoot, Co-operative Bank, First National Bank plc, Future Mortgages, Halifax, iGroup, ING, Intelligent Finance. See our full list of UK Loan Companies.

Our Credit Card Partners

Credit cards are provided by Cahoot, Capital One, Egg, Intelligent Finance, Marks & Spencer Money, Morgan Stanley, Sainsburys and Virgin.

Customers rely on our enthusiasm to deliver results. Our providers are open by nature and completely results driven. We do whatever it takes to secure the right loan for our customers. We are peak performers, always ready to respond at a moment's notice.

Customers want us to help simplify their finances and provide clear-cut solutions. We tell it how it is and take any difficulties out getting a loan. We take stock of complex financial situations and come up with creative, smart, individual solutions. We make loans easy for our customers.

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